12700 Hace St, Anchorage, AK 99515, USA +1 907-771-6000 contact@creditcoverpro.com Mon-Fri 9:00-6:00 AKT
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Services built around your credit

Loans, planning and protection, each one matched to how it affects your score and your budget.

Our Services

Choose where you'd like to start

Pick a service and the button takes you straight to our contact form with that service already selected.

US dollars for a personal loan01
Fixed monthly payment

Personal Loan

Unsecured personal loans from $3,000 to $60,000 for medical bills, car repairs, moving costs or consolidating high-interest card balances into one fixed payment.

  • Soft-pull rate check first
  • Terms from 12 to 72 months
  • Funds in as little as 2 days
Get Started →
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Build and protect credit

Credit Loan

Credit-builder loans, secured cards and flexible credit lines designed to raise your score, cover short-term gaps and keep your utilization in the healthy range.

  • Credit-builder loans from $500
  • Lines of credit up to $25,000
  • Free score and report review
Get Started →
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Buy or refinance

Mortgage Loan

Purchase, refinance and cash-out mortgages for Alaska homebuyers, with credit preparation built in so you qualify for a better rate before you apply.

  • Conventional, FHA, VA and jumbo
  • Credit prep before pre-approval
  • Rate locks up to 60 days
Get Started →
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Grow what you keep

Wealth and Investment Planning

Once debt is under control, we help you build wealth with retirement accounts, diversified portfolios and a clear plan for your Alaska Permanent Fund dividend.

  • Retirement and IRA planning
  • Low-cost diversified portfolios
  • Debt-versus-invest analysis
Get Started →
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Keep more each year

Tax Advisory

Year-round tax planning for households, self-employed Alaskans and small businesses, including canceled-debt questions, deductions and quarterly estimates.

  • Canceled debt and 1099-C guidance
  • Self-employed and seasonal income
  • Quarterly estimated tax plans
Get Started →
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Cover what matters

Insurance Services

Life, disability, homeowners and credit protection coverage so one emergency never turns into a pile of debt or a damaged credit report.

  • Term life and mortgage protection
  • Homeowners and renters coverage
  • Disability income insurance
Get Started →
Service Details

A closer look at what's included

Every service comes with a free credit review and a written plan.

US dollars for a personal loan01
Fixed monthly payment

Personal Loan

$3K - $60K12 - 72 monthsSoft check first

A personal loan from Credit Cover Pro replaces scattered card balances or surprise bills with one fixed rate and one date to remember. We compare offers from banks, Alaska credit unions and online lenders, show you the true APR including any origination fee, and only run a hard credit check once you choose the offer you want.

  • Loans from $3,000 to $60,000
  • Fixed APR, no prepayment penalty
  • Debt consolidation payoff plans
  • Co-borrower options
  • Same-week funding
  • Free payoff letter requests
Get Started with Personal Loan →
Holding a credit card for a credit loan02
Build and protect credit

Credit Loan

From $500Reports to all 3 bureausScore coaching

Our credit loan service is built around your credit profile, not just a single application. We start with a free review of all three credit reports, flag errors worth disputing, and then match you with the right tool, whether that is a credit-builder loan that reports every on-time payment, a secured card, or a revolving line that lowers your overall utilization.

  • Credit-builder installment loans
  • Secured and starter cards
  • Personal lines of credit
  • Credit report error review
  • Utilization reduction plans
  • Monthly score check-ins
Get Started with Credit Loan →
Modern house financed with a mortgage03
Buy or refinance

Mortgage Loan

30+ lendersVA and FHA60-day locks

A few points on your credit score can change a mortgage rate, and a quarter of a percent adds up over thirty years. Our mortgage team works side by side with our credit coaches, so before we request a pre-approval we make sure your reports are clean, your utilization is low and your debt-to-income ratio tells the right story.

  • Purchase and refinance loans
  • FHA, VA and USDA programs
  • Jumbo and condo financing
  • Cash-out and rate-term refis
  • Rapid rescore support
  • Local Anchorage closings
Get Started with Mortgage Loan →
Stacks of coins showing investment growth04
Grow what you keep

Wealth and Investment Planning

Fee-only adviceGoal-based plansAnnual reviews

Paying off debt and investing should not compete with each other. Our planners show you, in dollars, when it makes sense to pay down a balance and when your money works harder in a 401(k), IRA or brokerage account. Every plan includes an emergency fund target, a retirement projection and a simple investment mix you can understand.

  • 401(k) and IRA strategy
  • Diversified index portfolios
  • PFD savings and investing plans
  • College savings (529) plans
  • Emergency fund targets
  • Annual plan reviews
Get Started with Wealth and Investment Planning →
Tax paperwork being reviewed05
Keep more each year

Tax Advisory

Year-roundHouseholds and businessesPlain-English advice

Debt settlements, side income and seasonal work can all create tax surprises. Our tax advisors plan ahead with you, explain how forgiven debt, mortgage interest and retirement contributions affect your return, and set up a quarterly estimate schedule so April never comes with a bill you did not expect.

  • Individual tax planning
  • Small business and 1099 income
  • Debt forgiveness (1099-C) review
  • Mortgage interest deductions
  • Quarterly estimate schedules
  • IRS notice support
Get Started with Tax Advisory →
Insured family home06
Cover what matters

Insurance Services

Top-rated carriersFree gap reviewAnnual check-ups

The fastest way to lose good credit is an emergency without coverage. We review the policies you already have, find gaps and duplicates, and compare quotes from top-rated carriers for life, disability, homeowners and identity theft protection, so a job loss, injury or break-in does not end up on your credit report.

  • Term and whole life insurance
  • Disability income coverage
  • Homeowners and renters policies
  • Identity theft protection
  • Mortgage protection plans
  • Free policy gap review
Get Started with Insurance Services →
Included With Every Service

The Credit Cover standard

No matter which service you choose, these come at no extra cost.

3-bureau report review

We read all three reports with you and flag anything worth disputing.

Score impact check

Before you apply for anything, we show how it could affect your score.

Secure document vault

Upload statements and IDs through our encrypted client portal.

Quarterly check-ins

A short call every quarter to review progress and adjust the plan.

Not sure which service fits?

Tell us your goal and we'll recommend the right starting point, free of charge.

The Credit Cover Brief

Credit tips, rate alerts and money moves, every other Tuesday.

Short, practical emails from our Anchorage credit coaches. No spam, unsubscribe any time.